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Active NEW!
$925,000
/mo Edit
Single Family:  2 Stories
5 br • 4 ba • Built 2001
3,705 sqft • 1 acres
Monticello schools
MLS# 7122266
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    Property Description

    Stunning 5BR/4BA home on a 1-acre lot in Otsego with 3-season views of the Mississippi River and access to an association-owned parcel along the shoreline. Main level features 9’ ceilings, hardwood floors, sunroom, office with glass French doors, and main floor laundry. Updated kitchen with granite countertops, Viking & KitchenAid appliances, and access to a large composite deck with stairs to patio and walkout basement. Spacious living areas with fireplaces in both the main living room and sunroom. Walkout lower level includes in-floor heat, beverage bar, and wine fridges ideal for entertaining. Immaculate 3-car garage with epoxy floors, heat, and A/C adding over 700 sq/ft of additional living space, not included in total finished sq/ft. Major updates include new roof and stucco (2025), water heater (2024), and Carrier 3-zone HVAC (approx. 7 years) with Reme Halo UV air purification. Full Finken water filtration system (softener, iron filter, UV). Smart home features include Lutron CasĆ©ta lighting, Google Home integration, ADT security, and smart smoke detectors. Rare opportunity for luxury living with privacy, upgrades, and river views. 10 minutes from Albertville Outlets & New Albertville Costco, just 20 minutes from Maple Grove, and an hour to MSP.

    Listing

    Contingency: None
    Price per sq ft: $250
    City: Monticello
    County: Wright
    State: MN
    Property Style: 2 Stories
    Zip Code: 55362
    Subdivision Name: Mississippi Pines

    Interior

    Living Area: 3,705 ft2
    Common Wall: No
    Appliances Included:
    • Air-To-Air Exchanger
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Gas Water Heater
    • Humidifier
    • Microwave
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Trash Compactor
    • Washer
    • Water Filtration System
    • Water Osmosis System
    • Water Softener Owned
    • Wine Cooler
    Fireplace Details:
    • Family Room
    • Gas
    Basement Details:
    • Drain Tiled
    • Egress Window(s)
    • Finished
    • Full
    • In-Floor Heat
    • Storage Space
    • Sump Basket
    • Sump Pump
    • Tile Shower
    • Walkout

    Exterior

    Stories: Two
    Garage Spaces: 3
    Garage Dimensions: 31'3 x 23'6
    Garage Size: 734 ft2
    Air Conditioning: Central Air, Ductless Mini-Split, Zoned
    Foundation Size: 1,261 ft2
    Fencing: Invisible
    Handicap Accessible: None
    Out Buildings: Storage Shed
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    • In-Floor Heating
    • Zoned
    Parking Features:
    • Asphalt
    • Attached Garage
    • Concrete
    • Finished Garage
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • French Doors
    • Hardwood Floors
    • In-Ground Sprinkler
    • Kitchen Center Island
    • Kitchen Window
    • Natural Woodwork
    • Paneled Doors
    • Patio
    • Primary Bedroom Walk-In Closet
    • Security System
    • Sun Room
    • Tile Floors
    • Washer/Dryer Hookup
    Road Frontage:
    • Cul De Sac
    • Township
    Pool: None
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Double Sink
    • Full Primary
    • Jetted Tub
    • Main Floor 1/2 Bath
    • Private Primary
    • Separate Tub & Shower
    • Upper Level Full Bath
    Dining/Kitchen:
    • Eat In Kitchen
    • Separate/Formal Dining Room
    Laundry:
    • Gas Dryer Hookup
    • Laundry Room
    • Main Level
    • Sink
    • Washer Hookup
    Main Level Size Sq Ft
    Kitchen  12 x 21  252 

    Lake & Waterfront

    Waterfront Present: N
    Waterfront:
    • Association Access
    • River View

    Lot & Land

    Acres: 1
    Geolocation: 45.297767, -93.697046
    Lot Dimensions: 1
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 882
    District Phone: 7632722000

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $5,622
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $5,622
    Association Fee Required: Yes
    Association Fee: $250
    Association Fee Frequency: Annually
    Association Fee Includes: Shared Amenities
    Association Company: Mississippi Pines Homeowners Association
    Association Company Number: 7637556554

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System:
    • Private Sewer
    • Tank with Drainage Field
    Water System:
    • Private
    • Well

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    Listing provided by RMLS, courtesy of EXP Realty, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.